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Flood Insurance Flood insurance IS NOT covered under your Homeowners policy. A separate policy needs to be purchased for flood coverage. You may not think your home is subject to flooding but remember this – it does not take a catastrophic event to cause flooding. In the Hampton Roads area, flood policies for those in a B, C or X zone on average costs approximately $320 per year. This is a small price to pay when you think about the overall cost of repairing a flood damaged home. If your home is in a high risk flood zone, your mortgage company will require flood insurance. To get a quote, call us today at (757) 523-5352.
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